Fudget: Monthly Budget Planner

Fudget strips budgeting down to a single math problem: income minus expenses equals what is left. There is no bank syncing, no automatic categorization, and no AI suggestions. What you get instead is a fast, manual ledger you can spin up in under two minutes for a paycheck cycle, a wedding, or a grocery run. With 2 million users and a 4.66 store rating across 2,000 reviews, the simplicity is clearly landing for a lot of people.

Where It Earns Its Keep

The starred entries feature is genuinely useful. Mark your rent, utilities, and subscriptions as starred and they carry forward into the next budget period automatically, cutting repetitive data entry down to almost nothing. The running balance column updates as you mark items paid, so you can see your real-time remaining cash at a glance. Biometric lock support via Face ID and Touch ID adds a layer of privacy that free-tier finance apps often skip.

The Limits Are Real

Fudget does not connect to any bank or card, meaning every transaction is entered by hand. If you miss a coffee or a small charge, your balance drifts silently. There is also no recurring transaction scheduling beyond the starred-entry workaround, and the chart view covers budget summaries only rather than trends across multiple periods. Power users tracking dozens of spending categories may find the flat list structure frustrating without tags or hierarchical grouping.

Who Should Download It

This app fits people who distrust automatic bank sync tools, anyone managing a discrete one-time budget like a home renovation or event, and users who bounced off apps like Mint or YNAB because of complexity. The 28 MB footprint and offline-first design mean it works anywhere. Students, freelancers managing project budgets, and paycheck-to-paycheck households who want control without a learning curve are the clearest fit.