Money Tracker & Saver

Money Tracker and Saver is a brand-new free finance app from New Waving, landing on the store in October 2025 with zero ratings and a modest 16 MB footprint. It promises custom budget categories, expense logging with receipt capture, multi-source income tracking, and a built-in no-spend challenge. On paper the feature list covers the basics a personal finance beginner would need, but with version 1.0 freshly released and no user feedback yet, there is simply no track record to lean on.

What It Actually Offers

The core loop here is straightforward: set category budgets for things like groceries or bills, log purchases against them in real time, and attach receipts so nothing slips through. Layered on top is multi-income tracking, which is a practical touch for freelancers juggling several clients. The no-spend challenge is the most distinctive feature, giving users a visible streak to protect rather than just a passive spending graph. That small motivational hook separates it slightly from a plain ledger app.

Version 1.0 Caveats

A 1.0 release with zero ratings means every claim on the feature list is unverified by real-world use. The store description also appears cut off mid-sentence, which raises a minor flag about the care taken at launch. In-app purchases are listed as a possibility but not detailed anywhere, so the true cost of full functionality is unclear. For anyone relying on a finance app to track actual money, that uncertainty matters more than it would in, say, a casual game.

Who Should Consider It

Budget beginners who want a low-commitment starting point will find the category-based layout approachable, and the small 16 MB install will not strain older devices. The no-spend challenge angle also makes it a reasonable fit for someone trying to build a savings habit rather than manage complex finances. Power users or anyone needing proven reliability for serious budgeting should wait for a few update cycles and a handful of honest user reviews before trusting it with their financial data.