MoneyPlan - Budget Tracker

MoneyPlan lands from Sori Games as a free budget tracker built around a genuinely interesting hook: an AI tab that lets you log transactions in plain language instead of tapping through forms. Couple that with iCloud sync across iPhone, iPad, and Mac, calendar-based fixed expense scheduling, and monthly category reports, and you have a capable first release. With zero ratings so far, it is an unknown quantity, but the feature set punches above its 24 MB footprint.

The AI Tab Is the Real Pitch

Most budget apps treat AI as a chatbot bolted on after the fact. Here it is the primary entry point. You type something like 'spent 14 dollars on lunch' and MoneyPlan parses it into a draft transaction you review before saving. You can also share a screenshot from Photos or Wallet and let the app pull the transaction details for you. Saving favorite prompt examples and adding custom prompts means the workflow can actually adapt to how you personally describe money.

Solid Foundations, Unproven Track Record

iCloud sync across Apple devices is handled cleanly in theory, and the calendar view for fixed expenses adds a scheduling layer most simple trackers skip entirely. Monthly reports show category share and spending trends, which covers the basics. The concern is real-world reliability: version 1.6.1 arrived less than two months after launch, suggesting active iteration, but zero user ratings means there is no community signal yet on whether the AI parsing is accurate or the sync is stable.

Who Should Try It

If you live inside the Apple ecosystem and find manual transaction entry tedious enough that you abandon budget apps after a week, MoneyPlan is worth a free download. The screenshot import feature is particularly useful for anyone who gets payment confirmations in Wallet. Power users who want fine-grained investment tracking or bank connections will find it too limited. Think of it as a frictionless spending journal rather than a full financial dashboard.