Monthly Budget Finance Tracker

Monthly Budget Finance Tracker is a brand-new, free entry in the crowded personal finance space, built by solo developer Kimbert Bartiquel and released in April 2025. At 28 MB it installs light, and the core pitch is straightforward: set a monthly budget, sort spending into categories, and watch where your money actually goes. With zero ratings so far, there is no community signal to lean on, so this review works purely from what version 1.0 puts on the table.

What It Gets Right

The app keeps its scope intentionally narrow, monthly budgeting and expense logging without piling on features that most casual users never touch. That restraint is genuinely useful for someone who wants a quick place to punch in a grocery run without learning a full financial platform. The 28 MB footprint suggests a lean build, and a clean category-allocation system gives first-time budgeters a logical starting point without an overwhelming setup process.

Where Version 1.0 Shows Its Age

Being a day-one release with no user ratings means there is no track record for stability, data reliability, or sync behavior across devices. The potential for in-app purchases is flagged but unspecified, which is a real transparency gap on a free finance app. There is also no mention of data export, bank connectivity, or recurring transaction support, limiting usefulness for anyone managing more than basic cash tracking.

Who Should Actually Try It

This app fits a narrow but real audience: someone just starting to budget who finds tools like YNAB or Copilot intimidating and only needs a simple monthly ledger. Students, younger users tracking a first paycheck, or anyone doing a low-stakes spending audit would get the most from it. Power users or people with multiple accounts will likely outgrow it within a week.