Budget App & Expense Tracker app icon

Finance · iOS

Budget App & Expense Tracker

by Bookipi Pty Ltd

Free92 MBv0.10.3Ages 4+
4.8Store rating
3KRatings
92 MBSize
2019Released
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Bookipi's Budget App and Expense Tracker takes a practical angle on personal and small-business finance by letting you run multiple wallets side by side, all without paying upfront. Receipt scanning, bank feed connections, and weekly or monthly budget views are baked into the free tier. With 500,000 users across 179 countries and a strong 4.82 store rating from 3,000 reviews, the app has clearly found a real audience, though version 0.10.3 signals it is still maturing.

Multiple Wallets Without a Paywall

The clearest reason to pick this over a generic budgeting app is unlimited wallets at no cost. Keeping a freelance project budget completely separate from grocery spending is a genuine pain point, and Bookipi solves it without locking the feature behind a subscription. Bank feed integration pulls transactions in automatically, which removes the tedious manual entry that kills most budgeting habits early. Charts layer on top to show cash flow at a glance, weekly or monthly.

Where the Experience Gets Bumpy

Version numbering at 0.10.3 after six-plus years of availability is a mild red flag, suggesting either cautious versioning or a codebase that has been rebuilt more than once. In-app purchases exist but are not clearly scoped in public materials, so users may hit limits they did not anticipate. At 92 MB the install footprint is moderate but not trivial for a bookkeeping utility, and bank feed reliability tends to be the single biggest variable in apps like this.

Best Fit: Freelancers and Micro-Business Owners

Someone juggling a side hustle alongside personal finances is exactly who this app is built for. The wallet separation feature has obvious appeal for anyone who needs a rough audit trail at tax time without paying for accounting software. Casual personal budgeters will find the chart views and receipt scanner useful too, but the multi-wallet architecture is overkill if you only have one income stream to track.

Pros

  • Unlimited wallets on the free tier genuinely separates personal and business spending
  • Automatic bank feed connection reduces manual data entry
  • Receipt scanning adds a quick capture option on the go
  • Weekly and monthly budget views give flexible planning horizons
  • Strong user base across 179 countries suggests reliable ongoing development

Cons

  • Version 0.10.3 after six years raises questions about release stability
  • In-app purchase scope is not clearly communicated upfront
  • Bank feed quality depends heavily on your specific bank and region
  • 92 MB is on the heavier side for a budgeting utility
  • Only 3,000 ratings is a relatively thin review pool for an app claiming 500,000 users