Cost Track: your Money Tracker app icon

Finance · iOS

Cost Track: your Money Tracker

by Artezio LLC

Free58 MBv5.2.5Ages 4+
4.7Store rating
353Ratings
58 MBSize
2014Released
Cost Track: your Money Tracker screenshot 1Cost Track: your Money Tracker screenshot 2Cost Track: your Money Tracker screenshot 3Cost Track: your Money Tracker screenshot 4

Cost Track has been around since 2014 and recently updated in mid-2026, which signals active maintenance from developer Artezio LLC. The core idea is organizing spending through 'cost sheets,' a flexible container system that lets you group entries by account type or by life event. At 58 MB it is a lightweight install, and a 4.65 store rating from 353 users suggests a loyal if modest following. It targets personal and family budgeting without pretending to be a full financial platform.

The Cost Sheet System

The standout structural choice here is the cost sheet. Rather than forcing every transaction into one flat ledger, you can spin up separate sheets for a wedding fund, a renovation project, or just your everyday cash spending. Each sheet carries its own currency, which is genuinely useful for travelers or anyone managing accounts across borders. It is a simple idea that adds real organizational flexibility without overwhelming a new user with setup complexity.

Where It Feels Limited

With only 353 ratings across more than a decade on the market, Cost Track has not broken through to a wide audience, and that shows in its feature depth. There is no mention of bank syncing, recurring transaction automation, or budget goal alerts. Users who want their app to pull data automatically will find this a manual-entry-only experience. That is fine for disciplined trackers, but anyone expecting a modern connected finance tool may feel the app is stuck in an earlier era.

Who Should Download This

Cost Track suits someone who wants a clean, category-based ledger they control entirely by hand. Families splitting expenses across events like holidays or home projects will find the multi-sheet approach genuinely practical. The per-sheet currency support adds value for people managing money in more than one currency. If you distrust automatic bank connections and prefer to log every transaction yourself, this app gives you a tidy structure to do exactly that without a steep learning curve.

Pros

  • Cost sheet system organizes entries by account or life event, not just category
  • Per-sheet currency support is useful for multi-currency households or travelers
  • Active development confirmed by a 2026 update despite a 2014 launch
  • Lightweight at 58 MB with a free entry point
  • Balance view works across all sheets or individually per sheet

Cons

  • No evidence of automatic bank or card syncing, making it fully manual entry
  • Small user base after 10-plus years raises questions about community and long-term support
  • No mentioned budget targets, alerts, or recurring transaction features
  • In-app purchases exist but terms are not clearly disclosed upfront
  • Category and location grouping feels basic compared to newer finance apps