Expense Tracker & Budgeting

Expense Tracker and Budgeting from developer Amit Mohan is a free finance app that has been maintained since late 2021 and recently updated in mid-2026. It keeps all data local and encrypted rather than syncing to a cloud, which is its clearest differentiator. With 47 ratings averaging 4.3 and a 128 MB footprint, it sits in a crowded category but earns quiet praise from users who prioritize a clean, ad-free experience over flashy connected features.

Local-First Privacy Is the Real Selling Point

Most budgeting apps want your data on their servers. This one does not. Everything stays on-device and encrypted, which means no account creation headache and no anxiety about a startup shutting down and taking your financial history with it. For anyone burned by cloud-dependent apps before, that single design choice will feel like a genuine relief rather than a marketing bullet point.

Budgeting and Alerts Work, but the App Is Still Niche

Category budgets with overspend alerts and spending analytics cover the core loop a solo tracker needs. User feedback calls it customizable and intuitive, and the absence of ads keeps the interface uncluttered. That said, 47 ratings after roughly four years on the market is a modest number, suggesting the app has not broken through to a wide audience, which raises fair questions about long-term support continuity from a solo developer.