iSpending - Expense Tracker

iSpending has been around since late 2011 and is still receiving updates in 2026, which says something about its staying power. At 19 MB it is a lightweight entry in a crowded finance category. The core loop is straightforward: log a transaction, assign it a category, and let the app roll it into daily, weekly, monthly, or yearly summaries on the home screen. It covers the basics without demanding a bank login or a subscription, which will appeal to privacy-minded users who just want a simple ledger.

What It Actually Does

The home screen surfaces running totals for today, this week, this month, and this year at a glance, which is genuinely useful for a quick gut-check on spending. Graph reports can span one, three, or six months and can be filtered to show income or expenses separately. You can search past transactions and export records by email. Custom category names add flexibility beyond the built-in presets like food and entertainment.

Where It Shows Its Age

Version 1.0.27 after more than a decade of development suggests incremental patches rather than meaningful redesigns. The store description is thin and the feature set has not visibly expanded beyond what personal finance apps offered in 2012. There is no mention of recurring transactions, budget targets, or multi-currency support, which are now standard expectations. In-app purchases exist but their scope is not disclosed upfront, which can feel opaque for a free tool.

Who Should Download It

iSpending is a reasonable pick for someone who finds apps like Mint or YNAB overwhelming and simply wants a private, offline-style ledger with no account linking required. The passcode lock adds a minimal but appreciated security layer. Students or anyone tracking a single currency on a tight budget will get real value here. Power users who need bill reminders, debt tracking, or cloud sync will hit its ceiling quickly.