Money Monitor: Expense Tracker

Money Monitor has been around since 2012 and recently pushed a version 9.0 update in late 2025, which signals genuine long-term maintenance rather than an abandoned project. It covers the personal finance basics, including transaction logging, multiple account types, budgets, bills, and payee tracking, all packed into a 56 MB install. A 4.02 store rating across 356 reviews suggests a modestly satisfied but not enthusiastic user base, which feels about right for a capable yet unspectacular tracker.

What It Handles Well

The breadth of trackable items is the real selling point here. You can log income, expenses, and transfers, attach recurring schedules, tag a payee, link a budget category, and even append a photo to a single transaction. Eight built-in account types with a custom option means most real-world setups, checking, cash, credit, and beyond, fit without workarounds. For someone who wants one place to watch cash flow across several accounts, the structure is genuinely solid.

Where It Leaves You Wanting

A 4.02 rating from only 356 reviews over more than a decade of availability is a quiet warning sign. That is a thin crowd for an app with 13-plus years on the store, suggesting it never broke through to a wide audience. Pricing transparency is also murky, the app is listed as free but in-app purchases exist with no clear detail on what they unlock, which makes it hard to know upfront whether core features sit behind a paywall.

Who Should Consider It

Manual-entry budgeters who distrust bank-linked apps will feel at home here. The cleared or uncleared transaction flag is a small but meaningful touch for anyone who reconciles against bank statements the old-fashioned way. Small business owners tracking simple cash flow could also find the payee and account structure useful. If you want automated syncing or a polished modern interface, look elsewhere, but for disciplined manual tracking, Money Monitor offers real functionality.