Money Tracker:Expense & Budget

Money Tracker: Expense and Budget is a free personal finance app from developer Zheng Kui, launched in late 2022 and still actively maintained as of mid-2026. It covers the core bases: logging transactions, setting category budgets, and reviewing spending across daily, weekly, and monthly timeframes. At 69 MB it stays lean, and a store rating of 4.85 across 323 reviews suggests real users find genuine value here, though the sample size is modest enough to warrant some skepticism.

What It Does Well

The app earns its rating through consistent, active development, with updates running right up to June 2026 across nearly four years of releases. Transaction logging covers both personal and business categories, and spending data is visualized through graphs and infographics rather than raw tables. For users who simply want to record where money goes and see it reflected visually without paying upfront, this hits a practical sweet spot.

Where It Falls Short

The developer profile is thin, a solo or very small operation with limited public accountability. In-app purchases are listed as a possibility but not detailed, which means the free experience could hit a paywall at a critical feature. With only 323 ratings, the 4.85 score is statistically narrow, and it is hard to judge long-term reliability or how the app handles edge cases like foreign currencies or data export.

Who Should Consider It

This app fits someone building a first budgeting habit rather than a power user managing complex finances. If you want a free, visually oriented log of daily spending with basic budget categories and no mandatory subscription to get started, it is a reasonable choice. Users who need bank syncing, robust data export, or enterprise-level support will likely outgrow it quickly.